Appraisal services for Mooresville and Morgan County homeowners

The top 7 reasons why IN homeowners need Online Appraisals:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce their mortgage payments
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a IN divorce, when real estate property needs to be divided
To settle an estate in IN by determining the true market value of property in question

Need help determining the value of your house in or near Mooresville, IN?
Contact Online Appraisals.

We at Online Appraisals understand the special needs of a consumer after appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Online Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging a property tax assessment

If you live in a local area that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from Online Appraisals is your strongest weapon.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Online Appraisals can provide you with a professional appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Online Appraisals can help with that too. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.